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You don t need to demonstrate financial need to get on icr.
Income contingent repayment vs income based repayment. The only difference is that in order to be eligible for income contingent loan repayment the borrower is not required to be facing a partial financial hardship. Income contingent repayment plan icr is quite similar to the income based repayment plan. Income contingent repayment plan icr this is the only income based repayment plan available to parent plus loan borrowers. Income contingent loan repayment both ibr and icr offer an affordable monthly payment amount for student loans.
Here s what you need to know. You must consolidate your loans before qualifying. Income contingent repayment has a few important differences from income based repayment. Under the income contingent repayment plan your monthly payments are calculated every month based on your adjusted gross income family size and the total value of your loans.
What s unique about income contingent repayment.
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